Tuesday, August 23, 2022
Back to School! (and so much more)
Tuesday, May 17, 2022
Hurry up and wait...and get home!
| Passing by the T/S State of Maine at anchor in Charleston; a little bird hopped a ride with us; and we finally had a meal and margaritas ashore! |
| The life of a road warrior. Outside of the boat and our car, this little bit of stuff in storage is all we own. |
| I was NOT ready for this wardrobe! |
| Scenes along the NC/VA Atlantic Intracoastal Waterway. |
| I really do love sunrise on the water! |
Monday, January 24, 2022
What is next?
What is next? We ask ourselves this question ALL THE TIME. And the answer usually requires an accurate forecast and a few back-up plans, but we're talking about here is the BIG "what is next."
When we started cruising full-time we knew it was only a matter of time until the younger crew mutinied. As we coast into the second half of this school year it's time to start figuring out what the next year will bring. We've already decided to bring the boat back to the U.S. in the spring and welcome our daughter back from France. We then have some work to do on the boat and some guests from France to host! Then what? I am at the "end of tour" point I'm used to...2+ years of doing the same thing was a luxury in my old line of work so I am programmed to expect a "next." Our original plan of cruising and travel was adjusted by COVID, and that's still a factor. The kids will both be in high school next year, so that's a factor. We have family, friends...those are factors.
We asked the kids for their input and they have unanimously chosen "normal" high school. Their second choice was a year of air/land travel. Me? I am not ready to leave the boat, but I'm simultaneously ready for something else or some more purpose. Frank? He'd be happy with an off-grid cabin in the woods!
So what's next? Give us your thoughts!
| Chatting it over with one of my girlfriends. |
~Jo, 1st Mate
Saturday, August 28, 2021
Au revoir, Katreina!
Sunday, August 22, 2021
On Course to Financial Freedom--Boatschool and Beyond
Last year we did an interview with Stephanie at Poppin' Smoke and it was recently featured again as part of a "retirement alternatives" piece, "Reimagining Military Retirement: Think Outside the Box". While Poppin' Smoke is geared towards military retirees, the options presented are, in my opinion, options for anyone (with a few tweaks to step away from military lodging/travel options). As we have cruised we have met so many people from diverse professional backgrounds with widely varying budgets that have made a "seabbatical" or full-time cruising part of their plan through a variety of financial moves--selling it all to move aboard, working full-time remote, saving for a 1-2 year cruise, cruising between jobs in various ports, and more. Some friends are exploring the country in “land yachts” and others are traveling the world full-time. And we all have been called "lucky" by friends and family! It got me thinking...was it all really luck?
"Lucky" is a term that has always made me feel a little funny. I know that we are extremely fortunate to be living as we do and making memories together, but luck? I think if we had won the lottery to get here it would have been luck. How most of us got here though was through deliberate planning (and maybe a little bit of crazy). In our case, we started living with less, making asset decisions that matched our goals, and investing early on, and for a solid 10 years of pay raises in two successful careers we lived well below our means and didn't increase our standard of living with each promotion--we lived in the same little boat and Frank drove an ancient truck (which is all now apparently known as FIRE--Financial Independence Retire Early). Yes, we have my military retirement and that was certainly part of the math that got us here, but we could have gotten "here" without it, even if that meant "here" looked a little different, like cruising different areas, or with a different boat, or with a different timeline, or without so much other travel and goofing off, or...way too may branches to these options to dig into them all! But we had a "here," a goal that we deliberately moved towards.
So what's my point? I think we all have more options than we fully consider. I grew up in the era where success seemed to be tightly tied to some degree/title/family/car/paycheck metric and that's not a totally horrible thing, but I don't think it's the only thing either, or at least it's not for me. And THAT is what I want my kids to know. We want them to know that there are options, and that if they plan properly, they will have more options to choose from. Or maybe that they can do one thing and then reinvent themselves and do another without major stress. Or that they can plan a vacation or a sabbatical using passive income. Annndddd...that's why we teach them about finances as part of our homeschool journey!
Time to brag on my hubs a bit! As we began homeschooling he embarked on "Investments 101" with the kids, setting the goals of the class and designing his own curriculum. They were in 6th and 8th grades at the time and began with basic terminology, routine checks of the market, lots of Warren Buffet videos, and discussion about financial news articles around the dinner table. The trick was making it fun and therefore interesting so Frank dropped the "let's try to make some money" bit early on, perhaps earlier than a traditional curriculum would have. So part of the class involved the kids researching publicly-traded companies they were interested in and tracking them for a bit. Then we gave them the seed money for a well-timed purchase. The deal was that they needed to stick with the stock for a year, but then could keep/sell as they saw fit. Any profits were theirs to keep and we would absorb any losses. And they were off! Some mornings Trent would call out to Katreina from his bed to report that his stock (EA) was up and hers (BYND) was down...loved that they were a little competitive, but really loved that they were checking daily without our prompting! The first sale went at the 15-month point and Katreina walked away with ~70% return on investment (bought at $110.79/share, sold at $189.12/share). A few months later, Trent sold for ~35% return on investment (bought at $109.79/share, sold at $147.95). They had fun, learned a lot, and are reinvesting! Outside of the class, the kids have had their own savings and spending accounts for a few years (including their own debit cards) and have managed those with just a little oversight from the parental units. And we talk about our family's budget openly in front of them (marina expenses, travel expenses, their cell phone bills, groceries...all of it). All of this is with one goal in mind--arming the kids to have financial options and to make good choices.
| Nothing grabs their attention more than seeing $$$ growth over time. |
| They got LOTS of finance class during a week-long blow in the Bahamas. |
As Investments 102 ramps up, they will hit more of the basic terminology, tax implications, risk, fund types, and portfolio diversification. They will also dig more into personal budgets, banking (savings vs checking, FDIC, CDs, loans, how to pick a bank, etc.), and taxes. The topics are seemingly endless!
And it's never too late to start investing, whether with a financial advisor or getting out there and learning all you can. Why not let your money work for you? You can learn a bunch by reading CNBC, Seeking Alpha, Market Watch, and others. I mean, if you're willing to spend hours scrolling on Facebook or on YouTube watching other people do stuff, why not spend a little of that time learning something that will help you do the stuff you're dreaming about?
So get out there, set your goal, and reach for it!
~Jo, 1st Mate
Saturday, August 21, 2021
A truly unique (and beautiful!) head on a production boat
| The Artist and her finished piece! |
| So much detail in the tentacles. |
| Her signature, complete with "ily" and a fingerprint heart. 💙 |
| From design to finish, she spent over 50 hours on this piece. |
We will finish this with a few coats of Minwax Polycrylic so that the painting isn’t damaged when folks shower. I am so happy to have this piece of art as part of our home!
Saturday, May 1, 2021
The Plan*
If you've seen our "The Plan" page, you know that full-time cruising isn't ALL that we're about. When we retired/quit/cast off the lines we had in mind something that was a combination of cruising and international or non-boat travel. We did a fair bit of travel with the kids over the years (they have a seriously sweet set of passport stamps!), but every trip was limited to 7-10 days due to work and school commitments. We always found ourselves craving more time in the places we were exploring. Over the years, we decided that we want to spend at least 2-4 weeks in the places we travel to so that we can really experience daily life rather than just seeing sites. We did bits of this where we could...we went to Ireland for 10 days but spent almost the entire trip in just the southwest corner of the country rather than trying to "do it all." Same in Iceland...we focused our energy on the southern coast for most of that trip. In Scotland, we stretched out a bit, but didn't hit the Highlands. I'm not too surprised that all of those are places that even the kids have at the top of their "let's return" lists! We did those countries right, taking it slow and focusing on a limited, good experience rather than a once-in-a-lifetime, cram-it-all-in slog. And then there are so many places to explore in our own country!
So I guess what I'm saying is, don't be surprised if we leave the boat for a bit! We love cruising and we certainly love our little home of a decade, but being full-time cruisers that don't have a home marina means that we are constantly stressed about the weather and have to work just a little harder to handle all of our daily tasks (food, water, waste, power)--it can get exhausting! And the boat will need maintenance as the years tick by that will just be easier if we aren't living on it. So with one crew member heading abroad and the rest of us getting vaccinated as soon as we can, it might be time to let a Boeing or a land yacht take us to windward for a change!
| The kids' first trip to the Bahamas, 2008 |
| Costa Rica, 2012 |
| Ireland, 2014 |
| Iceland, 2018 |
| Scotland, 2019 |
As of this writing, the kids have traveled internationally to Bahamas, Canada, Costa Rica, Iceland, Ireland, Jamaica, Mexico, and Scotland, and have enjoyed lots of trips within their own country and in their own backyards as we have moved around (Maine, New York City, Florida parks and beaches, camping and waterfall hikes in Alabama, Yosemite National Park, Washington, D.C., Mardi Gras in New Orleans, Baltimore, Williamsburg, Philadelphia...the list goes on!) and sailed the coast. Live the voyage!
Saturday, April 24, 2021
We ran aground!
There's a saying among Chesapeake Bay sailors that you've either run aground in the Bay or you're a liar. As we've made our way up and down the east coast of the U.S. via the Atlantic Intracoastal Waterway (the "ICW") a few times we heard it again, but with a twist--"You've either run aground in the ICW or you're a liar!" Well, we aren't liars!
We earned our stripes and this post's title years ago on the Chesapeake Bay, having furrowed a 6'3" trough at our marina's entrance a few times and touching bottom near the notoriously shifty, partly-marked entrance to Rock Hall, MD...and probably several other times that I've chosen to forget. Our first ICW "touch" was on a spring break trip with our kids probably eight years ago as we made contact with the bottom in an area of known shoaling during a 20kt blow just north of Coinjock. That experience led us to the Coinjock Marina for a night to recover (of course, with their famous prime rib!).
So why is this topic coming back up? We ran aground twice over the past four days! As we departed Vero Beach tracking just adjacent to our inbound track we ran aground! We were thankfully going slow as a manatee had surfaced up ahead and we able to back off, scoot back to the other side of our inbound track, and make for the ICW. Then after a night in Titusville and another in Daytona we headed for our mooring reservation in St. Augustine. It was a busy Saturday on the ICW, but we had a good current pushing us along and Katreina took the helm for a bit. While she was cruising along just right of the channel centerline (still in the channel!) our depth reading went from 18' to 6.5' in a matter of seconds and we felt a "bump" or two! We draw between 6'3" and 6'6" depending on our fuel/water/stores load. Frank immediately jumped to the helm, but the excitement was pretty much over as soon as it began and we were back to having 10 feet beneath our keel. We gave her a little grief, but honestly just laughed about it. She even got some "welcome to the cruisers club" notes from our boating friends. It happens, folks!
| Katreina expertly handling the boat traffic on the ICW. |
| Her "I don't want to talk about it" face after touching bottom. |
So are we crappy sailors? I don't think so! Shoaling happens and in places like the Bay and ICW where the water is mud-brown you can't exactly read the depths like you can in the Bahamas, though we have touched bottom there, too, when trying to nose into anchorages. This type of stuff generally happens where the bottom is muddy or sandy, so it's a soft grounding. We use charts, local Notice to Mariners, and the local boating community to learn about places that are known for shoaling and lower speed to minimize the impact should we touch. And we have a tow boat plan in case none of that works!
Could we avoid all of this drama by just staying safely at the dock? Sure, but then we couldn't have great sea stories to share with our friends!
Saturday, April 17, 2021
We are back...hello, Florida!
I'm never super excited to leave the Bahamas, but I had a little incentive this time...I'm out of good olive oil and I am super excited to get a COVID vaccine! So yes, I am moderately happy to be back in the U.S.A.
Our crossing was a decent mix of sailing, motoring, and motor-sailing. We did one overnight from Spanish Wells, Eleuthera to West Palm Beach, Florida. The worst seas were probably on my reveille watch (0400-0800) as the wind went right on the nose and I struggled to try to keep sailing. We opted to motor into the westerlies for a bit, then point more northerly as we got into the Gulf Stream for our push to the Lake Worth Inlet. We managed to drop the hook just before sunset and checked in smoothly via the Customs and Border Patrol ROAM app.
| Officially checked back in...time to take down the Bahamas flag and put down some Bahamas drinks! |
The big news of this transit is that the kids fully entered the watch rotation! We decided to forego school this week and focus on navigation. While Katreina mostly ran the show, Trent was up there to help out, fetch stuff, and keep her entertained. She did great and even negotiated some tight CPA's with merchant vessels. We were always nearby in case they needed anything and usually one of us was awake anyway, but it was nice to be able to tune out a little and recharge. We kept the kids on daylight watches and worked to our strengths (Frank is not a morning person!)--it worked so well that I can't wait to try it again! So our watch rotation looked like:
0400-0800 Jo
0800-1200 Katreina & Trent
1200-1600 Frank
1600-2000 Katreina & Trent (until sunset, ~1935)
| Watchstanding MVP! |
This year I tried to keep our track up-to-date on NoForeignLand.com. I didn't adjust the track to stay out over water, but here is a nice snapshot of our three-month stay in the Bahamas.
Today is a "down" day. It's not a great day to make a run offshore and we avoid transiting the ICW on weekends if at all possible due to the insane amount of boat traffic. We are happy to watch the excitement from the comfort of our cockpit while anchored!
~Jo, 1st Mate
Thursday, April 15, 2021
Spanish Wells...a quaint end to the season
We have reached the end of our permit and the last point we can get to in the Bahamas without taking another PCR COVID test and it's really been a great little stop! Frank had been here before for a few hours as part of a boat delivery, but it was the first visit for the rest of us. We had a nice sail over from Royal Island, navigated the skinny western channel into Spanish Wells, and picked up one of Bandit's mooring balls. At first, they look really close together and you can see shallow water all around the tiny field, but it was actually quite roomy given that we were surrounded by other 40-ish foot monohulls (and we all had connections to the PACNORWEST!).
| Love the moorings in SW! |
While I took stock of what we needed in town, the guys ran in with our trash and cash to pay Bandit. Their very first contact ashore set the tone for the whole visit! As they scaled the concrete wall with our trash, a woman invited them drop it in her bin. I mean, we had LOTS of trash at that point...hadn't dropped it off in weeks so we had two big bags and two small bags of bottles and cans (always hoping for recycling), but she didn't seem to mind. Come to find out she and her husband were former cruisers who had settled in Spanish Wells. They shared their trash bins, porch, book collection, and access to the local museum with cruisers passing through. So sweet!
We spent the first afternoon on an epic field trip to the northern tip of Eleuthera. I didn't want to leave without a visit to the Sapphire Blue Hole and Preacher's Cave. It was fairly calm so we opted to take the dinghy and tried to head around the north side of the island to the cave first--no go! It was pretty rough so we enjoyed the sites and blue water and headed back to the protected ferry dock beach on Eleuthera. And like many of our Bahamas land adventures, the 35-minute walk to get to the blue hole was a bit of a death march, exposed to the midday sun on hot pavement and dirt roads. But the reward was AMAZING! This blue hole is truly sapphire blue! The local rotary club has built a nice railing around it and picnic tables nearby so you can really enjoy it. A few local guys were there when we arrived and gave us some encouragement to jump before they left and we had this entire place to ourselves. It was just stunning. The drop in was a little higher than at Hoffman's Blue Hole, maybe 30' here, and it took a few minutes for us to get jumping. The cool water was a welcome relief after the walk there and we soaked in the peaceful beauty for a bit before heading back. Oh, and the only way out of the hole is to scale the wall! Thankfully there is a rope to help, but it's definitely not a trip for non adventurous, out-of-shape folks.
| This water is so blue! |
| Sapphire Blue Hole...so much fun! |
3/4 of the crew didn't want to continue on to Preacher's Cave so we headed back to Spanish Wells and got ready for an evening ashore! That nice lady the guys met invited us over for happy hour and we enjoyed talking with Jean and her husband, Tom, and Tom's brother, Bob, at their home, "Done Reach." We shared cruising tales, reminisced about New England (their old home), and they gave the kids hamburger beans to polish and make into necklaces. It was such a nice time. From there we headed to Budda's for a less-refined happy hour--drinks and tons of food!
| "I got dizzy at Budda's!" |
The next day we rented a golf cart and just roamed all over. We hit the beach, stocked up on food for the transit, hit a beach bar for really good cocktails, and had a little fun on some deserted roads. And then we got to close the day with another night at Budda’s and ice cream with our kid boat friends (and met another awesome kid boat!). This was absolutely the most amazing way to end our time in the Bahamas.
| One last beach day in the Bahamas |
| Golf cart fun! |
| Love all of these boat kids! Really hope to share more anchorages with them in the future. And why do the adults never remember to take photos when we are together??? |
So after two nights in Spanish Wells, we are off! Our departure was a little exciting as a freighter was coming in and we needed to sneak past or get stuck for a while—we opted for the “hug the edge of the channel and deal with being mere feet from a 200+ foot vessel” option! All good! And since I was having so much fun yesterday, time to finally work on prepping our transit food—Jollof rice, hummus, potato salad, and cut-up meats and cheeses. Farewell, Bahamas!
| Underway! |
Saturday, March 27, 2021
Spring Break—our boatschool reality
Sunday, March 14, 2021
George Town—a birthday, a blow, and a blast!
Sunday, February 28, 2021
Black Point 2.0
It's no secret--Black Point is one of our family's favorite settlements to visit in the Exumas. When we visited last year we found the people and island to be absolutely welcoming and beautiful, and we had a fantastic time with friends. This year was the same, yet different! What hasn't changed? Trash and water are cheap and easy, Lorraine's Cafe still has the best dang conch fritters, Lorraine's mom is still making some of the most amazing bread in all of the Bahamas, Scorpio's 2-for-1 rum punch will still make you forget half the people you met there, groceries are available if you aren't too picky, the laundromat has the best view of any I've ever visited, everyone is really friendly, and the holding is good!
While we were here, my friend Ava on S/V Kolohe published a perfectly-timed blog about cruising with kids that I absolutely LOVE called "Cockpit Chaos Contentment." The decision to embark on this lifestyle can be full of different emotions and Ava's writing takes you along for the ride. You can follow their journey at https://www.sailingkolohe.com or on Instagram @sailingkolohe.
✌🏼❤️⛵️
Tuesday, February 23, 2021
Finally reconnecting with friends!
We had a "normal" cruising night! With the blow behind us lots of folks converged on Cruisers Beach on Big Major Cay for a dessert pot-luck with kid boats. While it was way more people that I'm used to being around these days, we were all still able to spread out on the beach and safely enjoy each other's company. We reconnected with friends form last season, met friends we'd previously only "met" via the internet, and the kids met quite a few other teens. It felt good!
Monday, December 7, 2020
Finally...Florida!
And now we are on our way to a “business” stop in Jacksonville. We ALL have medical appointments scheduled this week—time to rent a car and adult! It’s a slog to get up the St. John’s River so tonight we are staying at the awesome free docks at Sisters Creek near Jacksonville. We are here with a total of four sailboats and three power boats, including old marina mates on Ka’Why Knot! So great to see them, even if briefly, as they race toward warmer weather, too!
So all is well! Lots to do in Jax, but I’m feeling good!